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I'm on my 2nd 245, and wife drives a '97 855. Young son also has a 244. Wife and I each put on 25k a year.
The 855 has better occupant safety features; saved my son's life when we were t-boned in the first 855 by a blue-hair in a Subaru. Definitely more creature comforts, and definitely faster. The engine-trans combination is superb. However, with the 240's you know you're driving something... tactile and other sensory inputs are more pronounced. Comparing wagons, the 240 holds more.
Maintenance-wise, the 850 is less DIY-friendly, but ther havee been no major problems. We had 85k on the first one; it was replaced with another '97 with 50k, which is now at 120k. SO I guess we have a combined 850 experience of 155k.
I'm happy to drive either car... but if they gave me a choice between a 2003 245 with a manual trans and a 2003 850, I'd pick the 245!
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