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I agree totally. Uh, bad choice of thought. With the other posters.
The blue book prices! Devised to make all cars more cheaper, quickly!
With the insurance companies pushing towards the wholesale side for themselves. The Blue book legitimizes the collusion between other the corporate entities of the automotive industry.
I had only to buy one new vehicle and insure it for the bankers to teach me the Blue Book lesson!
I don't carry collision on my cars. Only comprehensive. Then they only say "actual cash value". I've tried to find out what that was once. I was told the "total out guy" decides that "After the accident".
Ever tried to sell or buy a car that smashed.....
So basically, insurance is like the Johnny Carson skit. Envelope to the forehead? He knows the answer before you do.
Both car drivers get disappointed. Later, they get to spend more money to get down the road, again!
The insurance rate is finite amount with unknown pay back. Like Vegas slots!
They may raise your rate because you bothered them. It cost them to be involved in your bad day. Your fault or not!
Since your going get beat up in this rigged fight. Throw in your best punches and argue.
You got to stick it to them by not buying a replacement/new car and insuring it to the hilt!
They'll have a time limit to settle within. You don't.
I loved the tow bill angle! Your angle is: They are ahead of the game because you were "not" driving the "average value car" like another Toyota, that they could have been, totaling out! They have more budget figured with a formula of "calculated risk" into the other persons policy! Same with your own policy!
Don't let them be cheap on you, then they can spend the savings on those famous, CEO spa treatments!
How about the inconvenience of having to go car owner hunting. The repair rental savings. Then the worst of all....dealing with car salesmen! Oh! The duress!
Your time is some money too! Punch, Punch!
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