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That's a pretty big question to ask, especially since none of us have even seen the car. And this board is, well, shall we say a little pro-Volvo biased, so it may not be a fair question. I'll try to answer some of your concerns.
1. Safe - you bet. With two young kids, it's the primary reason we bought ours. Back in 1990 rear headrests were unheard of except in Volvos. Apparently North American car makers only believed front-seat passengers would get whiplash in a rear-end collision. Even today, NA car makers skirt around the safety rules by claiming SUVs are trucks, not passenger vehicles. (Ralph Nader, are you out there?)
As for reliable, our sedan has been really good up until recently. The fuel injection computer died suddenly (fairly common), and all the rear bushings are shot (common). And the engine was knocking badly, so I rebuilt it.
> a. Engine is good, except for a little irregular noise.
This genre of 240's are known for making themselves, well, known. However, if any knocking or other unusual sounds persists when the engine is warm, be concerned. The exception is noise from excessive valve clearance which can be corrected easily.
> b. My legs feel really hot during driving. (Why?)
Who was with you when you took the test drive? Does your wife know? Kidding. Okay, maybe the heater controls are busted and the heater was on (it blows down from below the steering wheel column, not from the trans hump like most NA cars). The exhaust runs on the opposite side, so that wouldn't be it.
> c. When the car was stopped, it was shaking. (Brake or suspensiong
> system maybe have some problem.)
Okay, I'm confused. What was shaking - your leg? Kidding. Define shaking; idling rough or brake pedal pulsating. Brake pedal pulsating is no big deal - get some new rotors. (Don't bother getting them turned. You just end up taking a lot of meat off of them, and they heat up and warp even quicker next time.) Engine shake could be a concern (uneven compression, etc.).
> d. A/C can not work. ( Is it expensive to get it fixed? How much?)
No comment. I bought mine new without A/C, on the west coast of Canada where you might need A/C, oh, about twice a year. Now that I live in eastern Ontario, I'm regretting that decision. Mind you, the heated seats no longer seem frivilous!
> e. Heavy rust at the hinges of all doors. There must be more at the
> chasis.
Probably. Now THAT would concern me. I have almost no evidence of rust, even in this salt-infested city. Check the rest of the car thoroughly. I can't even tell you where the weak spots are.
> f. Wheels are not so new as I expected. :-)
Were you expecting new wheels or new tires?
> g. Some dents on the top. ( but, it doesn't matter )
Roof sex. Put it out of your mind - it doesn't matter.
> Questions:
> 1. Please give me some suggestion whether it is worth buying.
Your call. You get to look, feel and test drive the beast, not us.
> 2. What else should I pay attention to?
Your wife. And your kids.
> 3. Some potential problems according to the above descriptions.
a) Engine is good, except for some regular noise
b) Your legs feel normal after driving
c) When the car is stopped, onlookers start shaking
d) A/C starts working. 4/60 A/C, that is.
e) Rust. More rust.
f) Hubcap centers fall off. New-design hubcaps are one piece.
g) Roof sex. Keeps the neighbors awake.
> 4. After I buy it, which part need to be changed in short time?
Depends on the history of the car. Maybe the most common things are fixed. Fuel pump relays (cheap), fuel pumps ($$), rear bushings ($), radios ($), engine computers ($$$), they all seem to show up on this board time after time.
> 5. The cost to run this car in the future?
Depends on where you live. If you live where I do, where Volvos are not all that common, you live and die by the Volvo dealership. You could ship parts in from somewhere else, but you have to chose between getting the car going tomorrow or possibly next week. And genuine Volvo parts are not cheap. Plus, the older the car is, the less likely the dealer will have your part in stock. I usually have to wait a day to get mine shipped in from the Toronto warehouse. Mind you, if I lived in Toronto I wouldn't have to wait. But then again, I'd have to live in Toronto...
> 6. Car insurance of this kind of car?
Depends on where you live, who insures you, your driving record, the coverage you want, etc., etc. I pay a third of what I used to with better coverage just by moving halfway across the country. Check with your agent.
> 7. Mile /gal?
I usually get around 10L/100km, or about 28mpg combined city/highway with a 5-speed. Not all that great, but not bad either, considering the car is a tank. And I'm a lead-foot; I pulled that upshift indicator light out a long time ago, and push tin well over the posted limit down the freeway every weekend.
On the plus side, I can say that I've gotten off with more warnings for traffic violations, instead of the points I used to get!
But in all seriousness, if the kids have to go anywhere by car, it's in the Volvo. And that's enough for me.
One final note - keep an eye out for that rust. Almost everything else can be fixed.
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