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Congratulations on the big purchase! The new XC90s are great looking SUVs.
An OEM hitch is a good idea if you ever intend to use it for towing. When they install the wiring your dealer will also reprogram the car to change the way it behaves when a trailer is connected. Check the documentation from Volvo on the specifics, but it probably changes at least the behavior of the transmission and that of the electronic stability control.
If the bikes is all you ever intend on using it for then it will surely be cheaper to install an aftermarket hitch.
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