I am embarrassed to say that four car mats, a trenching shovel, a first aid kit, sundry replacement fuses and bulbs, a tow strap, snow brushes, and an air compressor all live under the cargo bay. They are all wedged in with carpet strips.

I will tighten the spare tire and let you know if all is well. However, I do believe that it is in the tailgate. How can I find out more whether the latch adjustment is programmable or not?

And I do agree, my back does feel better when I am sitting in a Volvo.