Elizabeth,
I think that you should abandon the typical mentality that it is a..."great profit vehicle for the manufacturer"...that kind of thinking will not let you make the proper decision about this. So what if someone makes a profit? What is the % of profit (in your opinion) that your builder made when you bought your house? Or when you buy a pair of shoes do you know what profit is built into them (try anywhere from 50% to 100%)...or when you buy furniture...
All you have to do is think objectively "do I need it and is what I am going to get worth the price"??? It is a "calculated insurance charge" and if you see it that way then you can lay everything on the table and make the best decision FOR you.
I can tell you though that the V40s have been extremely reliable and don't let what you read here to instill any fears in you.
Good luck!
Yannis
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