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2005 xc90 XC90

My wife wants to buy a 2005 xc90 from a used car dealer here in Seattle. If she does I going to assume the timing belt will need to be changed sooner or later as it's better to err on the side of caution.Compared to 240 what is the difficulty level?
What else will need attention. They say it needs struts because of some clunking sound. I have not driven it. Strut replacement?? Done a few on 240's. Difficulty level?

Thanks for any and all feedback.

Kris






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