yes, it has an interference engine. Also, volvo recommends you change it every 70k miles, not 62.. So perhaps you have time..
I should add, you can pull off the cover and check the belt for cracks, rounded/broken teeth, or oil contamination. If you're feeling gutsy you can run the engine a bit and see if you hear the tensioners squealing. If it has any signs of failure you should change, belt and rollers. FCP has the kit for 200, and a 15% off through the rest of today. If you need the waterpump (leaks around the pump, or play in the pulley=replace, otherwise you're probably fine) the kit isn't that much more and it comes with new seals..
Hopefully you won't have to pawn it all :-(
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If you're not driving it "like its stolen," are you really driving?
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