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Rear-ended by a large SUV

At about 1 AM last Monday, I was just starting to make a left turn when the police car waiting at the intersection turned on its flashers. I hit the brakes and then got hit by a large SUV. I stopped next to the curb on the other side of the intersection and we got out. Uninjured, of course, because it was in Knud, our 1995 850. Knud didn't even look all that badly injured: smashed in trunk, badly bent rear bumper. There was no visible damage from the rear passenger doors and forward and no broken glass.

But, even though it was a Volvo, the police had to be convinced that we were uninjured. I guess the SUV was going pretty fast. The driver was probably drunk. We saw the police put him in a police car in handcuffs. The police were handling all of the reports and stuff, so I didn't go near the driver or his car. I didn't want to spit at him or punch him or start yelling, so I didn't get to see how much damage there was to his vehicle. The tow truck driver said it was pretty bad.

I can't imagine what kind of injuries we might have had in some other kind of car. It's a week later, and still no signs of whiplash or anything.

Unfortunately, the frame was bent and the repairs would cost more than the market value of my 850, so it's a write off :( I was very fond of that car. Knud was my first nice car and I bought him in April 2002. Here's a link to my "Knud" album that shows him at the Volvo dealership, waiting to be taken to the salvage yard:

http://taxlady.my.weblogimages.com/index.php?mode=list&folder=9317

I'm looking for another used Volvo. I doubt I'll find anything quite as nice as Knud, but at least it will be a Volvo. I can't afford one penny more than the cheque the insurance company is going to issue me.
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blah









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    Don't give your insurance company the car! Maintain salvage rights and have the rear end replaced or pulled out and restore Knud to the road. The insurance company just wants Knud's parts for other 850s where the owner won't accept being cashed out or for their friends in the mob dominated scrap industry to make huge profits on your tragedy. Also get an attorney and sue the jerk who hit you for mental derest --- surely your under a great deal of stress since he killed Knud a family member? There are shops that will pull your Knud out and/or weld the back end of another 850 to it. Get Hemmings Motor News and start calling around. The new Volvo's my mechanic tells me are expensive pieces of crap.



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    Sorry to hear about your loss. I can sympathize as my beloved 940 was rear-ended by an SUV last August and ended up looking a lot like Knud.

    I can tell you this about my experience:

    My insurance company paid top dollar--more than I could ever have sold my 940 for--since the leather, paint, tires, dash, carpets, etc. were primo. But the approx. 7K I received did not cover the cost of an in kind replacement. I'd been planning to keep my 940 for several more years since it had been superbly maintained and had only 117K miles on it (I'd had it eight years), however, that wasn't possible.

    I, too, considered a Toyota, but they didn't cheer me a bit. I love European cars and wanted something as nice as my 940. I put in an order with a fellow who frequents auctions, but miraculously, I found my "new" car at the dealer's where I'd bought the old one. No, I didn't get a bargain--they budged very little on the price for Guinevere, who'd been brought to the lot that very morning. She had all her maintenance records.

    I decided on her because inside and out she looked like she'd come off the showroom floor. Leather, dash, carpets, paint, dash, everything perfect. The cleanest engine I ever saw, 37K original miles, immaculate trunk with full-size spare, premium sound radio/CD/cassette, winter package, great AC, sunroof, 4 airbags. In short, loaded and everything worked. (Oh, I had to have the wire to the driver's side seat heater reworked and I had a new timing belt put on and a tranny flush).

    Just took her to Eastern Arizona and back. She burned no oil, averaged 25 mpg and was the most comfortable car I've ever traveled in.

    Pay the money and get a good 850. It'll be worth it in the long run.

    Suzanne



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    Sorry to hear of your loss. I can commiserate with you after having my 245GL been rear-ended. Twice! Both times "written off" by insurance companies but I refused to part with her and had her fixed. I ended up out of pocket a couple hundred but finding another quite like her seemed improbable; an 83 245 GL with manual; M46 and overdrive. So I kept her.

    I believe you'll have a better chance of replacing yours than I did, as yours is a more recent model there should be more to choose from. Good luck in the search.



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      I'm glad you managed to rescue your 245 GL. I have already located a 1993 850 for a little less than the insurance cheque. I will have my inspector look at it.

      My 850 was declared a "véhicule gravement accidenté" (I live in Québec, that's French for gravely accidented vehicle). It would need a strict inspection at the motor vehicle department and the registration would say that the car was rebuilt. That would lower the market value and probably lower what I could get from the insurance company in case of another collision.
      --
      blah



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        Yeah we have this bureaucratic double-speak her in NY on salvage titled vehicles. The key is not to let the car stay in a body shops repair yard. I got my 245 out within 48 hours even though it was stashed in a little known street in Queens that is predominated by Sopranos, if you know what I mean, and with the aid of flatbedder from my then Volvo specialist it was taken to his garage to be viewed by the insurance company. We still haven't settle yet, but the car is being rehabed in Pa. by a body re-constructor. In Europe this is done all the time. In the US its still a kill and sell economy. Remember the Feds down here at one time wanted to scrap all cars made before 1980 until the collectors went crazy. In NY State you have to put a second set of serial numbers on a car that has been in an accident and have it inspected by an approved inspector - with the right grease it gets done. As long as you've got the car they can't "steal" it from you!



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          Interesting you should bring up the political football of scrapping out all pre-1980 cars. The gentlemen who thought that one up are both trying to get elected this year - Tom Daschle (I hate to claim him) from South Dakota and John Kerry. I'm pretty certain that Buba Clinton and his wife had a hand in that one too.
          --
          Kent - too much iron, too little time



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