First, re: "...I need new summer tires to put on the 15" wheels (from 740).... I want large diameter, but not so much the width (daily hauler, not sporty)...."
The larger the diameter, the more your speedometer will under-report your speed, and your odometer (similarly) your elapsed mileage.
Also, the section width (185, 195, 205, etc.) of your tire is limited by the wheels' width -- you didn't mention what 15" 740 wheel you have, the standard wheel or one of the wider alloys?
re: "...When I put them side by side, the new last year 14" snows(185/75) look like 1" bigger diameter than old 15" (185/65). Is this just wear or real difference?..."
Not surprising.
Your 185/75-14 has a nominal overall diameter of:
(185 * 0.75 * 2) + (14 * 25.4) = 633.1 mm or 24.93 in.
The (185 * .75) is the section height of each sidewall based on its section width, 185 mm, and its aspect ratio, 75.
That time 2 is because the diameter spans two sidewalls.
The (14 * 25.4) is the conversion of the 14" wheel to equivalent mm.
In contrast, your 185/65-15 tire is a "low aspect ratio" tire, meaning it has shorter sidewalls:
(185 * 0.65 * 2) + (15 * 25.4) = 621.5 mm or 24.4 in.
Thus, the different sizes account for about half and inch, and the other half inch that you observed may come from the deeper lugs of the snow tires' tread.
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