Hi SilverBrick37,
You can keep the 14" steelies.
You can remove the ugly plastic wheel cover before they fall off anyway. Unless they are in good condition.
Your 1992 Volvo 240 GL has the 14" x 5.5 steelie wheels? Not the 14" x 6" aluminum Scorpius (PN 3529180) that should comes with 1992 240 GL and 1993 Classic (and GL?).
Welp, yes, most tire companies are limiting tire size offering. You merely need call around. As small cars use small tires. Though I'd suggest Continental or Michelin tires.
So, at junkyards and on ebay and such, you can find the two piece center hub cap you may recall from the late 1970s to mid 1980s Volvo 240s.
You have some other options. I found my 1999 and 2001 Volvo Car quick reference parts guides just now.
You have a center cap that clips on the center hub. (Volvo PN 1206278)

You have the well known, if famous, two part hub cap with the center dish (pn 1272211) that clips onto the hub ....

... and the center press in cap (pn 1272790). I have these on my 1991 and 1990 240s.

So, after that, some may suggest used alloy wheel, yet restoration is sometimes needed for safety if bent or cracked, and a new finish can be pricey. But you can find used alloy RWD Volvo wheel at salvage yards, indie Volvo garages sometimes, and so forth.
Questions?
Hope that helps.
Duffed.
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