If you take a look at the specs for a NA 940 and a Turbo 940, you'll find that they are very different cars; it's not just a turbocharger bolted to the exhaust. Turbo 940s have a lower compression ratio, a different ECU (or at least a different software running the ECU), a slightly different AT, a rear differential with different ratios, different exhaust, even different spark plugs! Do not remove the turbo from your car. I totally agree with other posters that the turbo should last you a long time, and if it fails, it will give you enough time to plan its repair or replacement. Mine was making a funny sound on decelerations, a couple of years ago, so I had it rebuilt at shop specializing in trucks and buses' turbos. They had it ready in 2 days, good as new. I would follow the advice others have given: change your oil religiously, drive the car slowly until it warms up, and allow it to cool after "spirited driving" before shutting down. Take a look at the small intercooler hoses which are often overlooked and may need replacement. Check the air intake hoses for holes or softness, and always have a clean air filter installed. I was told that if debris/dirt gets sucked by the turbo it can damage the pallets due to the high speeds. Finally, remember that you own a tank, so don't worry beforehand, and follow the golden rule: if it ain't broken, don't fix it.
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