I was involved in an accident last weekend. My girlfriend was received 15 stiches for a deep gash in her hand. Otherwise everyone was ok. The other car was a 2 door saturn. She turned left in front of me on a yellow light. We were both probably at fault. I believe impact was at approx 30-35 mph. Everyone was wearing their seatbelts. I only received abrasions on my forearms from the airbag deployment. My girlfriend also received abrasions on her face from the airbag. The other driver was unhurt.

I have two reasons for posting.
1) It cannot be emphasized enough how important seatbelts are. My girlfriend is very petite (5' 4'' / 110 lbs). Before we met she wasn't in the habit of wearing her seatbelt. I have tried to change that and I am very thankful she had her seatbelt on, otherwise she would not have walked away. Even so, she has a very deep cut between her forefinger and thumb (about 1 1/2 inches deep).
I'm not sure yet how that occurred. Maybe from bracing herself?

2) This is by far a lesser concern, but more related to this board. Any advice on dealing with insurance concerning the car? I don't know if it is totalled. I am going to the car later today to retreive some personal belongings. I had full coverage, but I don't know what to expect. Damage was isolated to the front quarterpanels and the front of the car. The radiator is gone. The police officer was able to drive the car to the side of the road.

I apologize for the length of this post. And please, always wear your seatbelt.

Ted