I have owned a 2003 S60 since new -- non-turbo, stick shift, cloth seats -- now with about 88k miles. Anecdotes are no substitute for CR survey ratings, which have been pretty good for a FWD Volvo. My experience doesn't contradict them. Total repairs and maintenance about $4000 at a Volvo dealer in 5.5 years. A lot of that has been in the past 2 years, however, as brakes, shocks, tires and other parts have worn out.
The car is comfortable, safe, and reasonably fun to drive. With real snow tires it's excellent in winter here in New England. The car looks nice too. All in all, no regrets, and I expect to keep it 6-8 more years.
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