Hi Lynn,
I just replaced my '95 850 with an '04 XC70. I loved the 850 (until the AC went and the numerous other things that a 'primary' family car couldn't do without)and the new car is an 850 but better. It's much more powerful, great for towing, very comfortable interior and so on. There are some things I preferred on the 850, but that's another issue. As far as the XC90, it uses up far more fuel - which costs a lot. I don't know why there would ever be a need to replace 4 tires at once - and shocks shouldn't wear out for at least 10 years unless you're carrying excessive cargo all the time. I wouldn't worry about the price of parts. When the car needs them, there are better sources out there than the dealerships. Also, I have read that the XC90 has more mechanical problems than average. I would get an extended warranty with Volvo though. The 100$ deductable I have is a joke since labour alone is 96$ an hour.
All this said, the 90 is more of an 'SUV' looking thing, and, in some nations, that is a status thing. Personally, we can cruise our family in comfort and safety in our wagon without the extra weight of a bigger 'truck' - bring on the snow so I can try out the AWD for real!
Mike
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